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We specialize in real estate financing in the USA
We work with over 80 banks which enables us to find the best solutions for your investment or to make your dream of home ownership come true with income in Brazil or the USA.
We know that you need information to make your decision, so we have a specialized team available to assist you in Portuguese, English or Spanish.
Let's talk to find the best solution for your profile.
You will feel safe at every stage of the process
We will start with an initial consultation, pass through pre-qualification, support for a feasibility study into the purchase of the property, application to the bank, transfer of financial resources to the USA, and finally transfer of ownership of the property.
Financing Programs
FHA/Conventional
Financing for US residents
Itin Number
Financing for those with an Itin Number
Investment Loan
Financing for investors residing in the USA or foreigners without the need for proof of income.
Construction Loan
Financing for house building.
Foreign National
Financing for foreigners from any country
Bank eStatements
Financing with proof of income through bank statements
Refinance
Refinancing to lower the value of the installments or withdraw part of the amount already paid and the increase in value of the property
Financing process
Initial Consultation
This consists of an interview in which we try to understand the customer's profile and the house-buying project. We explain all the stages of the financing process, documentation and financial resources required.
Pre-qualification
We issue the customer's pre-qualification letter which will allow the realtor representing them to make an offer on a property.
Support for the offer for a property
While the customer is looking for a property, we will accompany them to make simulations of the properties they are interested in.
Application to the bank
We will represent the customer with the bank that has offered the customer the best terms, and provide any clarifications and additional documents that may be required.
Final approval
Once the financing has been approved, we will provide the customer with all the support they need to close the purchase of the property. This involves the signing of the transfer of ownership of the property at a notary's office, either in person or remotely.
Trust us and you’ll have no regrets
Read some of our clients’ testimonials:
When I entrust my clients to Meta USA Mortgage, I'm entrusting my work to them, and that's only because I'm sure that they'll get the best service and that Meta will do its utmost to find the right financing for each of them! I recommend them with my eyes closed!
Mafe – WRA Realtor
I am a WRA realtor in Florida and I use Meta USA Mortgage to assist my customers. Their customer service is of the highest quality, always prompt and attentive. The experience and support they offer enables me to provide my customers with the best financing options available on the market. I highly recommend Meta USA Mortgage as a partner for all your real estate financing needs.
Edu Takiba - WRA Realtor
Meta USA Mortgage is a long-standing partner of ours that has served us and our customers very well and has excellent financing options. As a real estate company in the USA, we need companies like Meta that specialize in financing for foreigners or residents. We are very pleased with our partnership and to be able to share our testimonials here.
Tiago Ferreira - Broker at Authentic Real Estate
I would like to register my high level of satisfaction with the excellent service I received from Meta USA Mortgage during the process of buying and financing a property in the USA in 2023. They helped me make the best decisions during this process. Highly recommended!
Josiel Florenzano - Customer
Our experience with Meta USA Mortgage was incredible. We had already been through several companies, and no one had paid any attention to us or provided us with any concrete information … they just said it couldn’t be done. However Meta was the opposite, they listened to us, they understood what we needed, they helped us chart a course, and they monitored the process from start to finish with all the attention necessary. It was a very positive experience and we're going to continue this partnership.
PRIME REMODELING - Customer
Meta USA Mortgage professionals are excellent. Competent, experienced, dedicated and with very good communication skills. They are always willing to help and do an excellent job. Highly recommended!
CLAUDIA JORGENSEN - Realtor at La Rosa Realty
Meet our executive team
Heberty Rucaglia
Business Developer
Heberty has more than 10 years' experience as an executive in multinational companies in Brazil and the USA and has advised mortgage companies in the process management and business development areas. At Meta USA Mortgage, he is responsible for the business development and customer service department where, using the experience he has accumulated throughout his academic and professional career, he is dedicated to maintaining swift and effective communication between our team, our customers, our realtor partners and the banks that we work with.
Suzana Belinassi
Financing agent
Suzana has lived in the USA for 24 years and is a real estate finance professional - Loan Officer with years of experience in this market. Every year millions of dollars are made available to our customers in the form of financing through the more than 80 banks she works with. The main feature of her work is her excellent customer service, accompanying the entire process from the application to the bank to the delivery of the keys. Her professionalism and dedication have made her a professional who is held in high esteem by our customers and partners.
FAQ (Frequently Asked Questions)
Can I finance a property in the USA with my Brazilian income and background?
Of course. We work with banks that will recognize your income and background in Brazil.
What should I do first? Look for a property or prepare the financing?
If you are going to finance the purchase of the property, you should first find out what your limit is and then start looking for properties within the credit limit you have been allocated.
How much will it cost to carry out a credit analysis for financing in the USA?
You won't have to pay for a credit assessment. Just book an appointment.
When is the best time to start the credit assessment process?
Today, because regardless of when you're going to buy the property, it's important to be ready.
How long does the initial consultation take and what guidance would I get?
The initial consultation takes between 15 and 20 minutes and you will learn about the financing process in the USA, the documents, financial reserves and the main strategies for maximizing the use of your resources.
Innovative Mortgage Services, Inc.
NMLS 250769
Corporate Office:
17717 Hunting Bow Circle, Unit 101
Lutz, Fl. 33558
© Copyright 2024 - Meta USA. Todos os direitos reservados.
